December left the stock market wanting. No Santa rally, and an interest rate cut that had many fearing the Fed is way behind the curve in its effort to unlock credit markets and stimulate economic growth. The Wall hits 19 worries. Its future dimensions are especially tough to call — some worries should ease while others, such as the U.S. presidential election, will appear. Opportunity abounds, but so does volatility. Pick your spots carefully in this new year.