Markets go up and down. In this brief video, John Croke, senior product manager of Vanguard Target Retirement Funds, and Matthew Brancato, head of Vanguard DC Advisory Services, discuss the appropriateness of target-date funds (TDFs) in a changing market landscape and how TDF investors can weather the ups and downs over the long term.
Notes
- All investing is subject to risk, including the possible loss of the money you invest.
- Investments in Target Retirement Funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in the Target Retirement Fund is not guaranteed at any time, including on or after the target date.
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